Pillar Two, the OECD’s global minimum tax, requires multinational groups with consolidated revenue of at least 750 million euros to pay an effective rate of at least 15 per cent in every jurisdiction where they operate. For groups with a December year end, the first GloBE Information Return fell due on 30 June 2026, 18 […]
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Universal banking was built on the assumption that breadth is strength: more products, more markets and more capabilities under one brand. Decades of acquisitions and in-house builds have left many large banks running as loose federations of partly integrated platforms, and regulators on both sides of the Atlantic now ask a different question of them, […]
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Any institution must first reckon with a constraint that precedes any model: data quality. Information comes from different providers, must be used in real time, and rarely arrives clean. Alessandro De Leonardis, CIO of Armundia Group Alessandro De Leonardis, CIO of Armundia Group, argues automation in insurance brokerage stops where human judgement must explain, arbitrate […]
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Financial habits form early, and they form at home. The Money and Pensions Service has found that parental influence and early attitudes explain almost 90 per cent of the difference in children’s financial capability between the ages of seven and 11. Rupert Lee-Browne, chairman of nimbl For Rupert Lee-Browne, chairman of children’s pocket money and […]
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Most banks are still navigating the slow, complex journey of digital transformation—but what if you could speed up your innovation pipeline without sacrificing compliance? Najla Al-Mutawa, EVP of Strategy at QNB Najla Al-Mutawa, EVP of Strategy at QNB, reveals how her team is accelerating AI adoption and blockchain initiatives within a heavily regulated environment, delivering […]
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The following showcases the 2026 developments of fintech and wider digital of Vietnam. For decades, Vietnam’s economic transformation could be seen inside its factories. Electronics, clothing, footwear, machinery and increasingly sophisticated manufactured products helped turn a country that was once among Asia’s poorest into one of the region’s most important production centres. Now another transformation […]
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Non-mortgage consumer debt in the United States has passed 5 trillion US dollars while tens of millions of homeowners sit on equity they rarely touch. Trovy, a US fintech that has just closed a 15 million US dollar Series A led by Left Lane Capital, thinks the two facts are connected and has built a […]
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Motor fraud has been evolving fast. AI has acted as an accelerant, adding the ease, accuracy and volume for motor fraud to spread like wildfire. Criminals are operating faster, at a greater scale and with increasing sophistication, from AI-generated identities used in financial applications and compensation scams to ghost vehicles, fake insurance websites and manipulated […]
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Instant payments have had a decade of investment and attention. The work that follows a payment for the smallest businesses, the certified invoice, the VAT return, the social security declaration and the audit-ready record, has had far less. In Portugal that layer is unusually formal: invoicing software has to be certified by the tax authority, […]
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Between 2022 and 2025, an estimated $1.5 trillion in assets moved from traditional wealth management firms to wealthtech competitors, according to Capgemini‘s World Wealth Report. Capgemini’s reading of that figure is not that high-net-worth clients have abandoned human advice. It is that they have stopped assuming one firm can provide all of it. Jeannette Martin, […]
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