New federal rules on student loan borrowing and repayment are tightening limits and narrowing options for millions of American borrowers, and the effects will not stop at the campus gate. US student loan balances are widely reported at around 1.6 trillion dollars, the great majority of it federal, so even modest policy changes can ripple […]
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For years, AI has been poised to reshape the banking industry. From fraud detection and customer service to compliance and risk management, financial institutions have invested heavily in AI initiatives designed to improve efficiency and customer experiences. Ben Saunders, co-founder of WeBuild-AI Ben Saunders is co-founder of WeBuild-AI, an AI-native consultancy helping organisations bridge the […]
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For many UK fintech founders, the word “regulation” feels like a brick wall. In the race to deploy large language models and agentic AI across lending, payments and wealth platforms, there is a pervasive fear that strict governance will drain limited capital and let less-regulated global competitors sprint ahead. Deepali Limaye Davalbhakta, managing director at […]
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Much of the discussion around the new BNPL rules focuses on regulation finally catching up with the product. There is certainly a lot of truth in that, but I have always thought the industry sometimes overstates how different BNPL really is. At the end of the day, BNPL has always been credit. Consumers borrow money […]
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The following showcases the 2026 developments of fintech and wider digital of Uzbekistan. Less than a decade ago, Uzbekistan was one of Central Asia’s more closed economies. Foreign exchange was tightly controlled, the state dominated much of the economy and private enterprise operated within an environment considerably less open than neighbouring Kazakhstan. That began changing […]
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For much of the past decade, discussion around stablecoins has been dominated by cryptocurrency speculation. Increasingly, however, stablecoins are emerging as practical financial infrastructure for moving money across borders, managing liquidity and improving payment efficiency. Rajat Mishra, CPO at Onafriq Rajat Mishra, CPO at Onafriq, argues stablecoins are moving from crypto speculation to practical settlement […]
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The American Fintech Council (AFC) has submitted a formal letter to the Federal Reserve in support of the central bank’s proposed Payment Account framework, while calling for a series of structural improvements to how the framework is designed and implemented. The letter responds to the Fed’s proposed revisions to its Policy on Payment System Risk […]
Explore MoreThe government will give the Bank of England a new secondary objective to support innovation in payment systems and digital money, and the payments specialists who commented broadly welcomed it while pressing on how the intent is turned into rules. HM Treasury said on 27 August that it intends to give the Bank a formal […]
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SBS builds the core banking, lending and digital banking platforms that more than 1,500 financial institutions run on, across 80 countries. Rather than sell AI as a separate product for those institutions to integrate, it has put it inside the systems they already use, drawing on data that is already governed and secured within each […]
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du Pay, the Central Bank of the UAE-licensed digital financial services arm of Emirates Integrated Telecommunications Company, has launched Flexi Cash Loan, a short-term credit product embedded directly in its mobile wallet application. The service, which went live on 30 July 2026, gives eligible customers access to cash loans of up to AED 5,000, with […]
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