Credit unions are member-owned lenders, and in Britain they are small ones: local savings and loans cooperatives regulated by the Prudential Regulation Authority and the Financial Conduct Authority, often staffed by people who know their borrowers by name. That closeness is the sales pitch, and it is also the reason the sector has rarely featured […]
Explore MoreStablecoins have spent years as a niche tool for exchanges and settlement, but that’s changing fast. In this conversation with Marc Boiron, CEO at Polygon Labs, we unpack why stablecoins are starting to move from the back office into real payment experiences—and why the biggest shift may come from enterprises, marketplaces, and banks rather than […]
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Mercuryo, a payments infrastructure platform that provides on-ramp and off-ramp services for digital tokens, published data in August showing that stablecoins accounted for 60 per cent of crypto purchase value through its on-ramp in the first half of 2026, up from 43 per cent in the second half of 2025. On the cash-out side, USD […]
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Card issuers measure fraud losses closely. The cost of the legitimate transactions their fraud systems wrongly decline is another matter. Analysis published by payment technology provider BPC on 6 August 2026 puts that cost at an average of $160,000 a year in lost interchange revenue for a mid-sized issuer, modelled on 10 million debit transactions […]
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Organic growth has been the wealth management profession’s stated problem for years. Referrals slow when advisers stop working their networks, and purchased leads stop the moment the payments do. VastAdvisor, which launched in March 2026 at Future Proof Citywide and closed a $1 million SAFE round in August, describes itself as an organic growth operating […]
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Insurers have spent the last two years experimenting with AI at the edges of their business. Diego Devalle, Chief Product Development Officer at Guidewire, believes the foundations are now strong enough to put AI agents inside the workflows that matter most: claims and underwriting. Diego Devalle, chief product development officer at Guidewire What has changed, […]
Explore MoreLloyds Banking Group has completed three live tokenised deposit transactions under Project Agorá’s Real-Value Testing programme, marking a step beyond prototype demonstrations toward transactions that carry actual settlement risk and value. The three transactions covered sterling, euro and Swiss franc scenarios. The most technically significant was a cross-currency trade in which Lloyds’ Corporate Markets business […]
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The following showcases the 2026 developments of fintech and wider digital landscape of Ukraine as presented by The Fintech Times. There are few harsher tests of digital finance than a missile attack. Electricity can disappear. Telecommunications networks can be damaged. Millions of people can suddenly move to another city or another country. Businesses close, government […]
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As artificial intelligence shifts rapidly from passive conversational tools to autonomous, multi-step execution agents, regulated financial institutions face a crucial balancing act: deploying high-velocity AI capabilities while satisfying strict security, governance, and audit requirements. Addressing this operational challenge, Google Cloud has officially launched Gemini Enterprise for Financial Services, a purpose-built agentic AI solution engineered specifically […]
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Passkeys have spread through consumer and enterprise authentication on one argument above all others: there is no password to phish. For banks and other regulated firms that argument has been persuasive enough that passkeys are now treated in some quarters as a complete answer to account takeover. Conor White, president, strategic initiatives at Daon Conor […]
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