Non-mortgage consumer debt in the United States has passed 5 trillion US dollars while tens of millions of homeowners sit on equity they rarely touch. Trovy, a US fintech that has just closed a 15 million US dollar Series A led by Left Lane Capital, thinks the two facts are connected and has built a […]
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Motor fraud has been evolving fast. AI has acted as an accelerant, adding the ease, accuracy and volume for motor fraud to spread like wildfire. Criminals are operating faster, at a greater scale and with increasing sophistication, from AI-generated identities used in financial applications and compensation scams to ghost vehicles, fake insurance websites and manipulated […]
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Instant payments have had a decade of investment and attention. The work that follows a payment for the smallest businesses, the certified invoice, the VAT return, the social security declaration and the audit-ready record, has had far less. In Portugal that layer is unusually formal: invoicing software has to be certified by the tax authority, […]
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Between 2022 and 2025, an estimated $1.5 trillion in assets moved from traditional wealth management firms to wealthtech competitors, according to Capgemini‘s World Wealth Report. Capgemini’s reading of that figure is not that high-net-worth clients have abandoned human advice. It is that they have stopped assuming one firm can provide all of it. Jeannette Martin, […]
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Autonomy is becoming one of financial services; most widely used, and inconsistently defined, terms. It gets conflated with automation, confused with AI, or presented as a future where banks and insurers run themselves. Srinivasan Seshadri, chief growth officer and global head, financial services, HCLTech Srinivasan Seshadri of HCLTech argues autonomy in financial services is not […]
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Private credit has grown rapidly across Europe, but much of that capital still flows towards businesses that fit a fairly conventional lending profile. For thousands of viable mid-market companies, securing finance remains considerably harder. That gap is where Fuels Capital sees an opportunity. Founded in Stockholm in 2025, the private credit company has already financed […]
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Recent warnings from the Bank of England about autonomous AI agents have pushed a question up the agenda for financial firms: how does an institution intervene safely when an AI system starts behaving in ways nobody expected? Much of the debate has centred on kill switches, the mechanism for stopping a system once it misbehaves. […]
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The following is a fintech and wider digital economic development view of the US Pacific territory of Tuvalu. In Tuvalu, financial technology starts with geography. The Pacific island nation has a population of only around 11,000 people scattered across nine islands and atolls. Its capital, Funafuti, is more than 1,000 kilometres from Fiji and thousands […]
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Robinhood‘s decision to build its new Earn product on Morpho put an open onchain credit network behind one of the best-known retail investing brands in the United States. Rather than build proprietary lending infrastructure, Robinhood plugged into a network on which lenders and borrowers already compete for capital. Paul Fambot, co-founder & CEO at Morpho […]
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When ACI Worldwide and dLocal announced their partnership on 28 July, the offer to global merchants was a single integration into the ACI Payments Orchestration Platform, six local payment methods across Brazil and Mexico at launch, and Argentina, Chile, Colombia and Peru to follow. Behind it sits a claim both companies have been making for […]
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